What is Basic Life and AD&D Insurance?

A financial and family protection plan paid for by Social Circle City Schools which provides a lump-sum payment, known as a death benefit, to a beneficiary upon the death of the insured. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit in the event you die as the result of an accident or die later as the direct result of an accident. This plan also includes a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

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Plan Rules:

• Eligibility: Full-time employees working 20 or more hours per week and bus drivers working 15 or more hours per week

• Coverage provided by Mutual of Omaha

• No Health Questions- Guaranteed Issue

• Employee must be actively at work on the effective date

• Attention: This benefit requires a beneficiary! Please remember to assign and update beneficiaries as necessary