Social Circle City Schools
VOLUNTARY TERM LIFE
& AD&D INSURANCE
What is Voluntary Term Life Insurance?
A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident. This plan also includes a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.
Eligibility: Full-Time employees working 20 or more hours a week, bus drivers working 15 or more hours a week, spouse, and dependent children* (up to age 26)
Coverage provided by Mutual of Omaha
Must be actively at work on the effective date
Guaranteed Issue amounts are available during the new hire open enrollment period
During the fall 2022 Open Enrollment period, enroll up to the Guaranteed Issue amount with no health questions
If electing for the first time outside of the initial or new hire enrollment period, health questions will be required
Employee must elect coverage on yourself in order to cover spouse and/or children
Attention: This benefit requires a beneficiary! Assign and update beneficiaries as necessary
*Child marital status may impact benefit eligibility; refer to the plan’s policy certificate
Contact Campus Benefits for assistance with claims.
Call 1-866-433-7661, option 5