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What is Voluntary Term Life and AD&D Insurance?

A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one are killed accidentally or die later as the direct result of an accident. This plan also includes a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.


Plan Rules:

  • Eligibility: Full-Time employees working 20 or more hours a week, bus drivers working 15 or more hours a week, spouse, and dependent children* (up to age 26)

  • Coverage provided by Mutual of Omaha

  • Must be actively at work on the effective date

  • Guaranteed Issue amounts are available during the new hire open enrollment period

  • If electing for the first time outside of the initial or new hire enrollment period, health questions will be required

  • Employee must elect coverage on yourself in order to cover spouse and/or children

  • Attention: This benefit requires a beneficiary! Assign and update beneficiaries as necessary

  • *Child marital status does not impact benefit eligibility

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5

Mutual of Omaha Website Link

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